Escrow is a secure financial arrangement used in transactions to protect both buyers and sellers. An independent third party, in this case, Debtcatcher, holds the payment until all transaction terms are fulfilled. This service is particularly valuable in online transactions with unknown parties, providing security and trust.

The buyer and seller agree on the transaction details, including the debt/portfolio, sale price, and transfer of ownership.

The buyer sends the payment to Debtcatcher, who then confirms receipt to the seller and securely holds the funds.

The seller must provide all necessary documentation to the buyer within 48 hours. Failure to do so leads to a refund to the buyer.

The buyer has 48 hours to review and accept the documentation. If they don't object, the sale is confirmed. They can also reject the sale within this period for a full refund.

The seller must provide a signed assignment and bill of sale within 48 hours. If this is done, Debtcatcher pays the seller. If not, the buyer is refunded.